Network Financing

Finance your B2B Trade through simple and affordable Financing Programs on our digital network

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    Access low cost financing
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    Grow your business
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    No additional investment or change in current processes
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    Nil / minimal collateral
Network Financing

Business challenges

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    Expensive traditional working capital financing

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    Limited access to finance, programs restricted to top corporates

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    Only large suppliers and distributors covered under financing programs

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    Inconvenient reconciliation and trade verification process

Solutions for Buy Side and Sell Side of the Supply Chain

Vayana Network provides easy, fast, digital and low-cost access to financing to counterparties on both the Sell Side and the Buy Side of the Supply Chain. The entire Financing Program is managed by Vayana Network and requires no change to current processes/documents, nil/minimal requirement of collateral and no day-to-day involvement of either of the counterparties.

Supply Chain Funding

Buy Side Financing (Pay Later)

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Vayana Network finances the Seller. Buyer pays as per the credit terms.
Program Highlights

  • Seller gets access to cheaper receivables financing based on Buyer’s referral
  • Lines on Seller
  • Wider coverage and acceptance as the entire program rollout is managed by Vayana Network
  • Reconciliation – automated invoice to payment reconciliation, acceptance and payment alerts backed by regular reports on limits and outstanding loans
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Vayana Network’s Deferred Payments program is available with or without Commercial cards. Seller gets paid early, a discounted value on behalf of the Buyer. Buyer pays on due date.

Program Highlights

  • Seller gets paid early based on Buyer’s invoice approval
  • Buyer gets access to additional cash flow and early payment discounts
  • No cost, no debt to the Buyer
  • Wider coverage of Sellers including long tail
  • Financing to only registered Sellers gives better control to Buyer
  • Invoice level reconciliation and daily MIS reports
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Vayana Network finances Buyers for their payables.

Program Highlights

  • Seller gets paid upto accepted invoice value based on Buyer’s approval of invoice
  • No cost to Seller
  • No debt on Seller’s books
  • Better working capital management for the Buyer
Supplier Financing
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Vayana Network finances the Seller. Buyer pays as per the credit terms.
Program Highlights

  • Seller gets access to cheaper receivables financing based on Buyer’s referral
  • Lines on Seller
  • Wider coverage and acceptance as the entire program rollout is managed by Vayana Network
  • Reconciliation – automated invoice to payment reconciliation, acceptance and payment alerts backed by regular reports on limits and outstanding loans
Deferred Payments
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Vayana Network’s Deferred Payments program is available with or without Commercial cards. Seller gets paid early, a discounted value on behalf of the Buyer. Buyer pays on due date.

Program Highlights

  • Seller gets paid early based on Buyer’s invoice approval
  • Buyer gets access to additional cash flow and early payment discounts
  • No cost, no debt to the Buyer
  • Wider coverage of Sellers including long tail
  • Financing to only registered Sellers gives better control to Buyer
  • Invoice level reconciliation and daily MIS reports
Payables Financing
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Vayana Network finances Buyers for their payables.

Program Highlights

  • Seller gets paid upto accepted invoice value based on Buyer’s approval of invoice
  • No cost to Seller
  • No debt on Seller’s books
  • Better working capital management for the Buyer

Sell Side Financing (Collect Now)

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Vayana Network finances the Buyer on the Seller’s approval of the invoices.

Program Highlights

  • Buyer gets access to low cost working capital, with limited financial due diligence
  • Automated workflows ensure instant payment to Seller on single-click invoice acceptance
  • No loan, no recourse to the Seller, lines on Buyer
  • Wider coverage and acceptance as the entire program rollout is managed by Vayana Network
  • Reconciliation – automated invoice to payment reconciliation, acceptance and payment alerts backed by regular reports on limits and outstanding loans
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Vayana Network factors the Seller’s receivables either as an undisclosed program or based on the Buyer’s approval of the invoices.

Program Highlights

  • Seller maintains better cash flow, with limited financial due diligence
  • Automated workflows ensure instant payment to Seller on single-click invoice acceptance
  • Limits assigned to Seller
  • Wider coverage and acceptance as the entire program rollout is managed by Vayana Network
  • Reconciliation – automated invoice to payment reconciliation, acceptance and payment alerts backed by regular reports on limits and outstanding loans
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Vayana Network helps Buyers and their global Suppliers by providing financing to the Suppliers.

Program Highlights

  • No changes to current formats or processes
  • Zero investment
  • Financing costs borne by Sellers
  • Onboarding of several Suppliers for a single Buyer within an hour
  • Invoice to invoice acceptance and reconciliation
Buyer Financing
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Vayana Network finances the Buyer on the Seller’s approval of the invoices.

Program Highlights

  • Buyer gets access to low cost working capital, with limited financial due diligence
  • Automated workflows ensure instant payment to Seller on single-click invoice acceptance
  • No loan, no recourse to the Seller, lines on Buyer
  • Wider coverage and acceptance as the entire program rollout is managed by Vayana Network
  • Reconciliation – automated invoice to payment reconciliation, acceptance and payment alerts backed by regular reports on limits and outstanding loans
Factoring
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Vayana Network factors the Seller’s receivables either as an undisclosed program or based on the Buyer’s approval of the invoices.

Program Highlights

  • Seller maintains better cash flow, with limited financial due diligence
  • Automated workflows ensure instant payment to Seller on single-click invoice acceptance
  • Limits assigned to Seller
  • Wider coverage and acceptance as the entire program rollout is managed by Vayana Network
  • Reconciliation – automated invoice to payment reconciliation, acceptance and payment alerts backed by regular reports on limits and outstanding loans
Reverse Factoring
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Vayana Network helps Buyers and their global Suppliers by providing financing to the Suppliers.

Program Highlights

  • No changes to current formats or processes
  • Zero investment
  • Financing costs borne by Sellers
  • Onboarding of several Suppliers for a single Buyer within an hour
  • Invoice to invoice acceptance and reconciliation

Benefits for Corporates

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    Custom-made, flexible financing programs
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    Fast rollout for business benefits to suppliers and dealers
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    Quick sales realization, easy payments, lower DSO
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    Electronic invoicing and data integration, no mail float
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    Automated invoice to payment reconciliation
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    No interest costs
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    End-to-end program management by Vayana Network
Working Capital Term Loan
Working Capital Fund

Benefits for Suppliers

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    Access low cost working capital
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    Limited or no financial due diligence
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    None or minimal collateral
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    Instant funding post invoice acceptance
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    Automated invoice to payment reconciliation
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    Regular reports on trade and outstanding loans

Benefits for Dealers

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    Access low cost working capital
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    Grow business volumes with financing support
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    Limited financial due diligence
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    Instant funding post invoice acceptance
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    Automated invoice to Payment Reconciliation
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    Regular reports on trade and outstanding loans
Working Capital Loan India

The Vayana Network Advantage

B2B Supply Chain

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