Harshit is an incisive finance manager with 5+years of experience in Credit and Risk Management and expertise in formulating and implementing credit policies, credit appraisal, risk assessment, portfolio and delinquency monitoring. He has previously worked with Hero Fincorp where he was Area Credit Manager into Corporate Credit for SME Division. Harshit is an MBA from BML Munjal University and Electronics & Communication Engineer from RGTU. Growing with an expeditiously and ethical company is what his dream is and as AVP Credit & Risk, he is committed to creating a quality portfolio and executing the policy and process framework in the lending business at Vayana. In his leisure, he enjoys outdoor sports, yoga, poetry, music and spending time with family.