Our Solutions
Purchase Invoice Discounting (PID)
Second line of credit for vendor payments
A unique product to support regular business payments for MSMEs, providing an additional line of credit for vendor payments.
Credit line up to ₹5 Cr
Credit period up to 90 days
Interest charged on Utilization
Pay as you use
Sales Invoice Discounting (SID)
Revolving credit facility to finance sales invoices
Instant funds against your sales with a line of credit against your invoices.
Credit line up to ₹5 Cr
Buyer acceptance required
Credit period up to 120 days
Pay as you use
Factoring
Unlock funds from receivables
Unlock funds stuck in your outstanding receivables without waiting for long payment cycles, with or without recourse.
Liquidity on Receivables
Unsecured facility
Competitive Pricing
Business Loan & Term Loan
Growth capital for your business
Funds for growth, expansion, or working capital needs for your business.
Upto 75 lakhs
EMI based
Unsecured loans
Why Choose Vayana For Your Financing?
Financing solutions designed specifically for MSMEs
Access to multiple lending partners
Streamlined application and approval process
Flexible repayment options to suit your cash flow
Dedicated relationship managers to guide you
Financing solutions designed specifically for MSMEs
Access to multiple lending partners
Streamlined application and approval process
Flexible repayment options to suit your cash flow
Dedicated relationship managers to guide you
Industries We Serve
FMCG
Electricals
Electronics
Apparels
Automotive
Frequently Asked Questions
Most of our products are unsecured, though specific requirements may vary based on the lender, loan/credit product, and amount.
Yes, based on your business needs and eligibility, you can access multiple financing solutions.
Interest rates vary based on the product, loan amount, business profile, and lender. Our team will provide competitive quotes based on your application
Processing fees varies by lender and product type. All fees and charges are clearly disclosed upfront with no hidden costs. Our team will provide a detailed fee structure before you proceed.
For revolving facilities like PID and SID, you only pay interest on the amount utilized. As you repay, the limit gets restored for future use.
We work with a diverse network of lenders with varying risk appetites. While a good credit history improves your chances, we may find suitable options even for businesses with past challenges, though terms may vary.
