India’s Most-Trusted B2B
Trade Credit Infrastructure
Supply Chain Finance solutions to optimize working capital and improve cash flow.
$35 Bn+
Financing
facilitated
3000
Supply chains
covered
600
Cities in
India
1300
Corporates
covered
300K
MSMEs
engaged
Vayana brings together Corporates, their trade ecosystems, and Financial Institutions (FIs) with specialized Supply Chain Finance Solutions.
For Corporates
Discover our Payables and
Receivables programs
- Single platform for all SCF Programs
- Predictable cashflows
- 20+ major Financial Institutions
- Maximum reach and program adoption
For FIs
Discover our comprehensive
SCF suite
- Cloud-based digital infrastructure
- From Loan Origination to Risk Management
- Corporate Origination and Network Services
- Efficient integration with Corporates
Maximise value across your supply chain network
Flexible, inclusive, and most effective for growth
Vayana offers upstream and downstream, anchor-led financing programs for your supply chain.
Payables
Range of programs for early payments to vendors without cashflow constraints
Receivables
Array of programs enabling Corporates to receive early payments from dealers
Cross Border
Post-Shipment financing for exporters to realize up to 90% of invoice value upfront
Payables
Range of programs for early payments to vendors without cashflow constraints
Vendor Financing
- Zero-risk credit to vendors
- Enhanced liquidity
- Optimized working capital
Payable Financing
- Extended DPO
- No vendor involvement
- Optimized working capital & procurement
Reverse Factoring
- Immediate liquidity via factoring
- Reduced supplier credit risk
- Improved cash flow
Receivables
Array of programs enabling Corporates to receive early payments from dealers
Dealer Financing
- Extended credit to dealers
- Faster payments, boosted sales
- Stable cash flows, reduced DSO
Receivables Financing
- Upfront invoice discounts
- Debt-free financing
- Optimized working capital & procurement
Factoring
- Immediate liquidity via factoring
- Reduced supplier credit risk
- Improved cash flow
Cross Border
Post-Shipment financing for exporters to realize up to 90% of invoice value upfront
Cross-Border Financing
- Unsecured. No collateral Facility
- Global coverage
- Flexible Limits
Comprehensive Digital SCF Infrastructure for Financial Institutions.
Efficient, Scalable, and Primed for Success
Vayana offers Financial Institutions the ability to build scalable SCF portfolios and operate the full lifecycle.
Loan Origination System (LOS)
Streamlined Applications & Flexible Credit Assessment
- Swift approvals and loan processing
- Instant updates on application status
- Secure document and data access
- Scalable and growth-ready platform
Transaction
Platform
Efficient Financing with Simplified Connectivity
- Unified SCF platform
- Rapid fund disbursement facilitation for FIs
- Standardized data & automated validations
- Real-time tracking and audit trail
Limit Management System (LMS)
Cloud-based Limit Management for Lower Capex
- Invoice-level loan tracking
- Automates interest calculations
- Monitors credit limits in real-time
- Provides actionable insights and analytics
