India’s Most-Trusted
B2B Trade Credit Infrastructure
Vayana brings together Corporates, their trade ecosystems, and Financial Institutions (FIs) with specialized Supply Chain Finance Solutions.
Supply Chain Finance solutions to optimize working capital and improve cash flow.
Supply Chain Finance solutions to optimize working capital and improve cash flow.
$0Bn+
Financing facilitated
0K+
MSMEs engaged
0+
Supply chains covered
0+
Corporates covered
0+
Cities in India
For Corporates
Discover our Payables and Receivables programs
Single platform for all SCF Programs
Predictable cashflows
20+ major Financial Institutions
Maximum reach and program adoption
For FIs (Financial Institutions)
Discover our comprehensive SCF suite
Cloud-based digital infrastructure
From Loan Origination to Risk Management
Corporate Origination and Network Services
Efficient integration with Corporates
Upstream and Downstream
Vayana offers upstream and downstream, anchor-led financing programs for your supply chain
Upstream and Downstream
Vayana offers upstream and downstream, anchor-led financing programs for your supply chain
Vendor Financing
Zero-risk credit to vendors
Enhanced liquidity
Optimized working capital
Payable Financing
Extended DPO
No vendor involvement
Optimized working capital & procurement
Reverse Factoring
Immediate liquidity via factoring
Reduced supplier credit risk
Improved cash flow
Dealer Financing
Extended credit to dealers
Faster payments, boosted sales
Stable cash flows, reduced DSO
Receivables Financing
Upfront invoice discounts
Debt-free financing
Flexible invoice selection
Factoring
Immediate cash from Receivables
Consistent cash flow
Early payment security
Cross-Border Financing
Unsecured. No collateral Facility
Global coverage
Flexible Limits
Payables
Range of programs for early payments to vendors without cashflow constraints
Vendor Financing
Zero-risk credit to vendors
Enhanced liquidity
Optimized working capital
Payable Financing
Extended DPO
No vendor involvement
Optimized working capital & procurement
Reverse Factoring
Immediate liquidity via factoring
Reduced supplier credit risk
Improved cash flow
Receivables
Array of programs enabling Corporates to receive early payments from dealers
Dealer Financing
Extended credit to dealers
Faster payments, boosted sales
Stable cash flows, reduced DSO
Receivables Financing
Upfront invoice discounts
Debt-free financing
Flexible invoice selection
Factoring
Immediate cash from Receivables
Consistent cash flow
Early payment security
Cross Border
Post-Shipment financing for exporters to realize up to 90% of invoice value upfront
Cross-Border Financing
Unsecured. No collateral Facility
Global coverage
Flexible Limits
LOS
Loan Origination System
Streamlined Applications & Flexible Credit Assessment
Swift approvals and loan processing
Instant updates on application status
Secure document and data access
Scalable and growth-ready platform
Transaction Platform
Transaction Platform
Efficient Financing with Simplified Connectivity
Unified SCF platform
Rapid fund disbursement facilitation for FIs
Standardized data & automated validations
Real-time tracking and audit trail
LMS
Limit Management System
Cloud-based Limit Management for Lower Capex
Invoice-level loan tracking
Automates interest calculations
Monitors credit limits in real-time
Provides actionable insights and analytics
Testimonials
What partners and clients say
Testimonials
What partners and clients say
I was on another program before Vayana, but I never had visibility on which invoices were getting discounted. I didn’t have control over cash flow—everything was decided by the customer, including the pricing. Early payments were practically nonexistent. Then, Vayana introduced me to their receivable financing program, and everything changed. Now, I can discount my invoices and have control over the process.
We chose Vayana because of their program which had impressive interest rates. Since then, our cash flow has been much smoother, and the ROI has been impressive.
Product: Receivable Financing
Designation: CFO of India’s leading auto ancillary company
Before Vayana, our corporate used to discount our bills for us. Our corporate referred us to Vayana. Since integrating Vayana, payments have been prompt. I have no issues with them at all. The cash flow has improved – this is beneficial because we are able to take more projects.
When the Vayana portal was upgraded, I was a little stressed, but Vayana operations team ensured that we are comfortable in the portal and helped move to that.
Product: Vendor Financing
MSME: Vendor
Industry: AgriTech
